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What is FSA?
FSA stands for Flexible Spending Account
Some companies allow their employees to participate in an FSA program by setting aside pre-payroll tax dollars for health-related and medical expenses. Employers can make contributions to your FSA account, but aren’t required to. Ask your healthcare provider which products are FSA eligible under your plan.
How can I Use FSA Account Funds?
You can use your FSA funds by submitting a claim to the FSA (through your employer) with proof of the medical expense and a statement that it has not been covered by your plan. You will then receive reimbursement for your costs. Ask your employer about how to use your specific FSA.
Is FSA money available immediately?
The full annual contribution amount for a Health Care FSA is preloaded and immediately available for use at the beginning of the plan year. Any unused money remaining in the FSA at the end of the plan year is returned to the employer.